BUYER’S GUIDE

Let Me Help You Every Step Of The Way

Deciding to buy a home is one of the most significant decisions you’ll ever make. It’s a detailed process that requires careful planning, and having an experienced REALTOR® by your side can help ensure everything goes smoothly. Here’s a general guide to what you can expect and how to prepare.

Organize Your Finances

The first step is to save for your down payment, which is typically at least 5% of the home’s purchase price. Next, meet with a mortgage broker to assess your budget and determine how much you can afford. It’s also wise to shop around for the best mortgage rates.

Imagine Your Ideal Home

Once you’ve set a budget, think about the type of home that would best fit your lifestyle. Consider factors such as proximity to schools, parks, amenities, and the overall neighborhood vibe. Your reasons for buying a home will help guide these decisions. Creating a list of “must-haves” versus “nice-to-haves” can be a useful exercise.

Partner with a REALTOR®

Choosing a REALTOR® you feel comfortable with is key. They can assist in finding a home that aligns with both your budget and your needs. They’ll schedule property viewings, simplify the buying process, and ensure your best interests are represented. It’s important to work with an experienced and knowledgeable professional.

The Home Search

By using the property search tool on this site and consulting with your REALTOR®, you’ll be able to find homes in your preferred areas. Your REALTOR® will provide you with updates on new listings and arrange viewings with sellers.

Closing The Deal

Once you find the right home, your REALTOR® will help you make an offer, which the seller can accept, counter, or reject. After negotiating the terms, you’ll need to have a home inspection done and address any repairs (the cost of which can be negotiated with the seller). Finalize your mortgage with your lender, and you’re ready to sign the papers, typically at a lawyer’s office.

And finally, congratulations! Becoming a homeowner is an exciting and liberating experience. Homeownership comes with many rewards, including pride in your property, the ability to make improvements, building equity, and benefiting from property appreciation.